Stop Sitting on Your Assets

Are You Working For Free?

Why on earth — for what reason could you ever imagine — would someone in their right mind roll out of bed, shower, climb into the car, fight traffic and stagger into work for 25 days — 5 WEEKS — and do their job for FREE?

Surely you wouldn’t do that. Would you?

It makes it hard to believe that this is what most financial advisors are telling you to work toward. That’s what your parents and grandparents are telling you to strive for. That’s what traditional wisdom thinks is wise. Does it really sound like sensible advice to you?

Yet, if you follow old-fashioned, traditional wisdom, pay cash or strive to pay off your mortgage in whatever fashion you’ve devised, you are headed exactly toward this goal! With every payment you make to principal, you are working more and more FOR FREE, out of the goodness and sharing of your own heart.

Every payment takes you one step closer to working five or six weeks for free each year. Maybe you want to donate the labor, toil and stress involved in 5 weeks each year for the good of the country.

Here we are. We’re a nation with the lowest savings rate since Depression-era 1938. What are we doing? Taking our money, produced with our precious time, and just giving it away in taxes.

The smartest people, those with Real Wealth Vision™, aren’t making this mistake. They maximize all legal, rightfully earned and freely offered deductions offered in the tax code. If you use these tax laws properly, you can arrange to work for over a month for yourself and your family each year, because the money will come right back to you.

Grab your copy of Stop Sitting on Your Assets by letting me know how to send it to you. Just [email] or call me and let me know how I can get it to you.

Build your wealth with that cash. It’s there — waiting for you to take it.

Don’t just ignore it. Be smart and take off those “Glasses of the Masses.” See with Real Wealth Vision™ and see those bucks right in front of your eyes. Time’s a-wastin’.

Oh ... I almost forgot! While you’re thinking of it, send your loved ones a free preview copy.
They don’t want to work for free any more than you do.

Would you choose 1¢ doubling every day or $10,000 per week?

The largest expenditure most of us make in our lifetimes is our house purchase. It only follows that our housing or our mortgage payment is going to be our largest monthly expense.

In the mortgage industry, the portion of a family’s monthly cash considered prudent for this expense is between 25% and 40% of their gross income. In addition to being the largest expenditure made, it usually requires a very long-term commitment on the part of the homeowner.

Unfortunately, many people walk into the closing on their home purchase to make this huge commitment not really understanding the financial implications.  This Stop Sitting on Your Assets post is dedicated to explaining the POWER OF COMPOUNDING.

To illustrate the power of the doubling effect, let’s imagine for a moment …

Do Wealthy People Pay Cash For Their Homes?

Quick question … which is savvier, paying cash for your home or getting a mortgage? 

Conventional wisdom tells us that it is smarter to pay cash for our homes because it saves having to pay interest to a mortgage company or lender.  The truth of the matter is that the wealthy seem to operate against this conventional wisdom.

The wealthy do not pay cash for their homes, even though they certainly can afford to.  Instead, it's no joke that the wealthy ...

Is the "SSOYA" Program Truly Appropriate for These Times?

Today, I received an email from a Florida financial advisor. Here were his questions:

"IS YOUR "SSOYA" PROGRAM TRULY APPROPRIATE FOR THESE TIMES?"

As awed as I am by the brilliant approach you have taken to maximizing home equity to produce future significant tax-free income by clever application of the proceeds of increased mortgage debt, I cannot help but wonder (1) if such debt can readily be created by approaching lenders in a current market already overcome with delinquency and home foreclosures that continue to grow; and (2) whether this is a time to consider debt reduction as a better alternative?

No matter how easily the plan can be (to put into place) in normal circumstances, why should today's prospects be thrilled to implement it when their future now seems so uncertain?"

Here was my response to this concerned advisor: