Three unique occurrences have come about. Each is completely unrelated to the other, yet when they are combined, something amazing has been created. How can these supposed separate events come together to create magic for your future?
Synergy is defined as:
“The interaction of two or more agents or forces so that their combined effect is greater than the sum of their individual effects.”
The events are from the areas of tax law, mortgage lending and financial vehicles for your assets. Independently, these opportunities create a tremendous advantage but when they’re combined –
Wow! The opportunity for wealth building is unprecedented.
Here are two of the three opportunities you can act on today.
#1 Tax-free Income
Since the Taxpayer Relief Act of 1997, we no longer have to buy a more expensive home to protect our gains from taxes. These strategies went into effect at the end of the last decade and, prior to that law we were limited to a once-in-a-lifetime $125,000 exclusion if we were over age 55. Under the new law when a primary residence is sold for more than it cost you, the gain is not taxed as long as it’s less than $500,000 for married taxpayers and $250,000 for a single taxpayer.
This means you can now take all your gains, cash them in and use them completely tax-free within those limits. You won’t be able to do this more often than once every two years, because you must have lived in the house for at least that long.
#2 Interest-Only Mortgages
This type of mortgage offers the ability to pay only the interest in the beginning years, which means you have lower monthly payments. Because the payments are lower, you often qualify for a larger mortgage amount. These programs began to emerge in the 1990s as a variation of regular amortized adjustable-rate loans. You could get them with your interest fixed for periods that ranged from 6 months to 10 years.
Now, these pure-genius loans are available in 30-year fixed versions offered by Fannie Mae and Freddie Mac. With an InterestFirst loan, which is the name given to Fannie Mae’s program, you can pay interest only for the first 15 years! This frees up monthly cash for other uses and maximizes your tax deduction for the longest time.
The third component is a new type of vehicle that can be created that acts just like a Roth-IRA, but avoids the limits on income and amount deposited. Then it offers incredible tax advantages.
Sound interesting? ...
Unbelievably interesting!
#3 New Stair-Step Vehicles That Prevent Market Losses
The third opportunity is a place to grow your wealth that locks-in stock market gains in good years and avoids losses in bad years. You can find out more about these opportunities and implement them into your personal wealth building program, read page 79-84 of Stop Sitting on Your Assets.”
Grab a copy of the digital preview book right here instantly.
It offers up full color illustrations and professional audio narration for 4 complete chapters of the 18 chapters of the book. If you like those chapters and want to see more, you can request the full digital online book instantly.
Of course you can always order up the bestselling printed version of the book on Amazon.com or at BarnesAndNoble.com ... or you can just pop over to my website to grab the printed book at a discounted price, too.
You could be reading, and applying these strategies to build your wealth in no time.
Please let me know what you think about any of these three opportunities. Did you realize how extremely unique they area together? Do you know that our parents and grandparents never were offered this type of financial synergy ... ever?
Leave me a comment below...
Don't forget to send a no-cost GIFT preview copy of Stop Sitting on Your Assets to your friends. It's free and they will love it that you thought about them. It's great to be the "friend who finds cool stuff first!"



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